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Fact Checked
Updated Aug 20, 2026
Reviewed by Amit Kumar
Source: Xoom (PayPal)
account
4.2 Editor Rating

Xoom (PayPal) Transfer to India

Offered by Xoom (PayPal)

The Verdict

A solid account option from Xoom (PayPal), offering competitive value for its target segment.

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Xoom (PayPal)

Provider

Xoom (PayPal)

4.2/ 5.0

MoneyMust Intelligence Score

Scored across value, trust, transparency, popularity and risk using 24+ verified data points.

See full breakdown
Fact-checked Official sources No commission bias
MoneyMust Intelligence Score
4.2/ 5.0
Value for Money
4.5
Trust & Authority
4.8
Data Transparency
4.2
Market Popularity
3.9
Risk Profile
4.5

Calculated using 24+ data points including fees, settlement ratios, and user sentiment.

Intelligence Engine

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AI
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Deep Analysis Active

Trust & Stability

94Excellent

Verified institutional stability. Xoom (PayPal) maintains a high Tier-1 capital ratio and positive regulatory track record.

Value Efficiency

8.2High Efficiency

Calculated return-on-fees ratio is in the top 15% of the accounts category. Optimized for long-term growth.

Research Summary

This account is most often researched by individuals with stable financial profiles who prioritize comprehensive features. Research pointer: compare this with 2-3 alternatives in the same category to understand the cost-benefit trade-offs yourself.

Key Benefits & Features

Zero fee on bank-funded transfers in several corridors

Backed by PayPal infrastructure

Recipient notifications

Pros

  • Zero fee on bank-funded transfers in several corridors
  • Backed by PayPal infrastructure
  • Recipient notifications

Cons

  • Card-funded transfers carry higher fees
  • Markup built into the displayed rate

Estimate Your Transfer Cost

Your Inputs

10500000
%
0%4%
05000

You receive in INR

₹86,126
Gap Analysis

Amount received

₹86.1 K

Markup cost

₹874

Transfer fee

₹400

Effective rate

1 USD = 86.5260 INR

Total cost of transfer

₹1,274

Note: These calculations are indicative based on the investment parameters. Actual returns may vary based on specific terms and market conditions.

Detailed Eligibility & Criteria

Required Documents

Identity Proof (Aadhar, PAN, Voter ID, or Passport)
Address Proof (Utility Bills, Rental Agreement, or Aadhar)
PAN Card (Mandatory for all financial products)

Important Exclusions

Standard terms and conditions apply as per product disclosure.

Fees & Finance Charges

Last Updated Aug 2026
ParticularsCharge Amount

Fees and charges are subject to revision by the institution. GST at 18% is applicable on all fees and interest components as per Govt. norms.Source: Verified by MoneyMust Research Team from official bank product disclosures (Aug 2026).

Educational Disclaimer

This page is intended for informational and educational purposes only. It is not financial, investment, insurance, legal or tax advice, and it is not an offer or solicitation to buy any product. MoneyMust is an independent research platform and is not an adviser, broker, distributor or agent. Verify current terms with the institution and consult a qualified professional before making a decision.

Data Sources
Official disclosures & regulator portals
View primary source
Last Updated
August 2026
Verification Date
28 Aug 2026

User Reviews & Experiences

4.8 / 5.0 Average