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Personal Accident Plans 2026

Compare 115 plans across all major Indian insurers. Claim settlement ratios, waiting periods, and benefit matrices analyzed side-by-side.

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"CSR (Claim Settlement Ratio) is a key metric but always check the Room..."

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Showing 6 of 6 plans

HDFC ERGO

HDFC ERGO Personal Accident Insurance

HDFC ERGO

Expert Pick

Settlement Ratio

96%

Network Size

10k+ Hosps

Monthly Start

₹599

Coverage Benefits

Sum Insured: Up to Rs 50 LDisability: Covered
Calculate Premium & Get Quote
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ICICI Lombard

ICICI Lombard Personal Protect

ICICI Lombard

Expert Pick

Settlement Ratio

96%

Network Size

10k+ Hosps

Monthly Start

₹599

Coverage Benefits

Sum Insured: Up to Rs 20 LDisability: Covered
Calculate Premium & Get Quote
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Bajaj Allianz

Bajaj Allianz Premium Personal Guard

Bajaj Allianz

Expert Pick

Settlement Ratio

96%

Network Size

10k+ Hosps

Monthly Start

₹599

Coverage Benefits

Sum Insured: Up to Rs 100 LDisability: Covered
Calculate Premium & Get Quote
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Star Health

Star Health Accident Care Individual

Star Health

Expert Pick

Settlement Ratio

96%

Network Size

10k+ Hosps

Monthly Start

₹599

Coverage Benefits

Sum Insured: Up to Rs 10 LDisability: Covered
Calculate Premium & Get Quote
View Details
Reliance General

Reliance General Personal Accident Plan

Reliance General

Expert Pick

Settlement Ratio

96%

Network Size

10k+ Hosps

Monthly Start

₹599

Coverage Benefits

Sum Insured: Up to Rs 15 LDisability: Covered
Calculate Premium & Get Quote
View Details
SBI General

SBI General Accidental Death & Disability

SBI General

Expert Pick

Settlement Ratio

96%

Network Size

10k+ Hosps

Monthly Start

₹599

Coverage Benefits

Sum Insured: Up to Rs 50 LDisability: Covered
Calculate Premium & Get Quote
View Details
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