MoneyMust

Every Loan in India, Compared

Benchmark 72 products from 9 lenders. Unbiased interest rate bands and processing fee breakdowns.

MONEYAI
"Current market benchmark for top-tier loans starts at 7%...."

Showing 12 of 72 products

SBI

Kisan Credit Card (KCC) Crop Loan

SBI

4.6

"The default working-capital loan for farmers with cultivable land."

Starting Rate

7%

Proc. Fee

0.5%

Max Amount

₹3 L

Pros

4% effective rate with prompt repayment subvention
No processing fee up to Rs 3 lakh

Cons

Land documents mandatory
View Details
LIC

LIC HFL Home Loan

LIC

Starting Rate

7.15%

Proc. Fee

1.5%

Max Amount

₹1 Cr

Pros

Quick disbursal
Competitive interest rates

Cons

Requires high credit score
View Details
HDFC Bank

HDFC Home Loan

HDFC Bank

Starting Rate

7.2%

Proc. Fee

1.5%

Max Amount

₹1 Cr

Pros

Quick disbursal
Competitive interest rates

Cons

Requires high credit score
View Details
bajaj-finserv

Bajaj Housing Finance Home Loan

bajaj-finserv

Starting Rate

7.35%

Proc. Fee

1.5%

Max Amount

₹1 Cr

Pros

Quick disbursal
Competitive interest rates

Cons

Requires high credit score
View Details
SBI

SBI Gold Loan

SBI

Starting Rate

7.5%

Proc. Fee

1.5%

Max Amount

₹1 Cr

Pros

Quick disbursal
Competitive interest rates

Cons

Requires high credit score
View Details
ICICI Bank

ICICI Bank Home Loan

ICICI Bank

Starting Rate

7.5%

Proc. Fee

1.5%

Max Amount

₹1 Cr

Pros

Quick disbursal
Competitive interest rates

Cons

Requires high credit score
View Details
HDFC Bank

HDFC Bank Gold Loan

HDFC Bank

Starting Rate

7.5%

Proc. Fee

1.5%

Max Amount

₹1 Cr

Pros

Quick disbursal
Competitive interest rates

Cons

Requires high credit score
View Details
ICICI Bank

ICICI Bank Gold Loan

ICICI Bank

Starting Rate

7.75%

Proc. Fee

1.5%

Max Amount

₹1 Cr

Pros

Quick disbursal
Competitive interest rates

Cons

Requires high credit score
View Details
Axis Bank

Axis Bank Home Loan

Axis Bank

Starting Rate

8%

Proc. Fee

1.5%

Max Amount

₹1 Cr

Pros

Quick disbursal
Competitive interest rates

Cons

Requires high credit score
View Details
SBI

SBI Home Loan

SBI

4.8

"The benchmark for home loans in India. SBI offers some of the lowest rates with absolute transparency, though the application process can be slower than private banks."

Starting Rate

8.4%

Proc. Fee

0.35%

Max Amount

₹10 Cr

Pros

Low interest rates
No hidden charges

Cons

Slow processing time
Stringent documentation
View Details
SBI

SBI Home Loan Balance Transfer

SBI

4.6

"The default choice for refinancing an expensive home loan to a lower rate."

Starting Rate

8.4%

Proc. Fee

0.35%

Max Amount

₹10 Cr

Pros

Among the lowest takeover rates
Zero prepayment penalty

Cons

Documentation heavy takeover process
View Details
Bank of Baroda

Bank of Baroda Agriculture Term Loan

Bank of Baroda

4.3

"Suited to long-gestation farm investments like irrigation or plantations."

Starting Rate

8.4%

Proc. Fee

0.5%

Max Amount

₹50 L

Pros

Funds tractors, irrigation and land development
Tenure up to 15 years

Cons

Requires land or asset security
View Details

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