Goal SIP Calculator
The monthly investment needed to reach a target corpus.
To reach a target, the required SIP is Target / ([((1+r)^n - 1)/r] x (1+r)). For a ₹1 crore goal in 15 years at 12%, you need about ₹19,800 a month; delay the start by 5 years and the requirement jumps to roughly ₹43,000.
Your Inputs
Monthly SIP needed
Goal cost at maturity
₹2,39,65,582
Gap to fund
₹2,39,65,582
Formula used
SIP = Target / ([((1+r)^n - 1)/r] x (1+r))
How this works
Always inflate the goal first
A ₹25 lakh education cost today is roughly ₹60 lakh in 15 years at 6% inflation. Planning against today's price is the single most common reason goal-based plans fall short.
Frequently asked questions
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