Lumpsum Calculator
Compound growth of a one-time investment.
A lumpsum grows as FV = P x (1+r)^t. ₹5,00,000 invested at 12% for 15 years becomes about ₹27.4 lakh, a 5.5x multiple. Doubling time is approximately 72 divided by the return, so 12% doubles money roughly every 6 years.
Your Inputs
Maturity value
Invested
₹5 L
Returns
₹22.37 L
Gain
₹22,36,783
Multiple
5.47x
Tenure Impact Analysis
See how the final corpus changes if you stay invested longer.
₹15.53 L
+-₹11.84 L total
-43.3% Growth
₹27.37 L
Baseline
Selected tenure
₹48.23 L
+₹20.86 L total
76.2% Growth
₹85 L
+₹57.63 L total
210.6% Growth
Formula used
FV = P x (1 + r)^t
How this works
Sequence risk with lumpsums
A single entry point exposes you to the market level on one day. Splitting the amount across 6-12 months through an STP from a liquid fund removes most of that timing risk while keeping the compounding benefit.
Frequently asked questions
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