Dream House Planner
Plan for your down payment and the EMI you can afford.
A house usually requires a 20% down payment plus 5-8% for registration and taxes. If you want a ₹1 crore home in 7 years, you need to save roughly ₹25-30 lakh for initial costs.
Your Inputs
Required Monthly SIP
Current Savings (Grown)
₹7.01 L
Gap (to be funded)
₹95.09 L
Future Goal Cost
₹1,02,10,253
Adjusted for 5% inflation
Gap to fund
₹95,08,977
How this works
The 20% rule
Most banks only fund up to 80% of the property value. Your goal should be to save at least 25% of the future value to cover the down payment and registration fees comfortably.
Frequently asked questions
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