Capital Gains Tax Calculator
Tax on equity, debt, gold and property gains under current rules.
Since 23 July 2024, listed equity and equity funds are taxed at 12.5% long term (holding over 12 months, with ₹1.25 lakh a year exempt) and 20% short term. Property, gold and unlisted assets are long term after 24 months at 12.5% without indexation, and at slab rates if held for less.
Your Inputs
Capital gain
Gain kept
₹5.38 L
Tax
₹61.8 K
Tax payable
₹61,750
Net in hand
₹15,38,250
How this works
Indexation is gone for most assets
Budget 2024 removed indexation for assets sold after 23 July 2024, replacing 20%-with-indexation by a flat 12.5%. Resident individuals selling land or buildings acquired before 23 July 2024 may choose the older 20%-with-indexation route if it produces a lower tax.
Set-off and carry-forward
Short-term losses offset both short and long-term gains; long-term losses offset only long-term gains. Unabsorbed losses carry forward eight years, but only if you file the return by the due date.
Frequently asked questions
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