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Motor Insurance Plans 2026

Compare 115 plans across all major Indian insurers. Claim settlement ratios, waiting periods, and benefit matrices analyzed side-by-side.

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"CSR (Claim Settlement Ratio) is a key metric but always check the Room..."
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Showing 12 of 20 plans

Bajaj Allianz

Drive Safe 1

Bajaj Allianz

Expert Pick

Settlement Ratio

96%

Network Size

10k+ Hosps

Monthly Start

₹599

Coverage Benefits

Vehicle: CarGarages: 3000+
View Details
ICICI Lombard

Drive Safe 2

ICICI Lombard

Expert Pick

Settlement Ratio

96.7%

Network Size

10k+ Hosps

Monthly Start

₹599

Coverage Benefits

Vehicle: BikeGarages: 3100+
View Details
Reliance General

Drive Safe 3

Reliance General

Expert Pick

Settlement Ratio

97.4%

Network Size

10k+ Hosps

Monthly Start

₹599

Coverage Benefits

Vehicle: CarGarages: 3200+
View Details
SBI General

Drive Safe 4

SBI General

Expert Pick

Settlement Ratio

98.1%

Network Size

10k+ Hosps

Monthly Start

₹599

Coverage Benefits

Vehicle: BikeGarages: 3300+
View Details
TOP RATED
Bajaj Allianz

Drive Safe 5

Bajaj Allianz

Expert Pick

Settlement Ratio

98.8%

Network Size

10k+ Hosps

Monthly Start

₹599

Coverage Benefits

Vehicle: CarGarages: 3400+
View Details
TOP RATED
ICICI Lombard

Drive Safe 6

ICICI Lombard

Expert Pick

Settlement Ratio

96.5%

Network Size

10k+ Hosps

Monthly Start

₹599

Coverage Benefits

Vehicle: BikeGarages: 3500+
View Details
Reliance General

Drive Safe 7

Reliance General

Expert Pick

Settlement Ratio

97.2%

Network Size

10k+ Hosps

Monthly Start

₹599

Coverage Benefits

Vehicle: CarGarages: 3600+
View Details
SBI General

Drive Safe 8

SBI General

Expert Pick

Settlement Ratio

97.9%

Network Size

10k+ Hosps

Monthly Start

₹599

Coverage Benefits

Vehicle: BikeGarages: 3700+
View Details
Bajaj Allianz

Drive Safe 9

Bajaj Allianz

Expert Pick

Settlement Ratio

98.6%

Network Size

10k+ Hosps

Monthly Start

₹599

Coverage Benefits

Vehicle: CarGarages: 3800+
View Details
TOP RATED
ICICI Lombard

Drive Safe 10

ICICI Lombard

Expert Pick

Settlement Ratio

96.3%

Network Size

10k+ Hosps

Monthly Start

₹599

Coverage Benefits

Vehicle: BikeGarages: 3900+
View Details
Reliance General

Drive Safe 11

Reliance General

Expert Pick

Settlement Ratio

97%

Network Size

10k+ Hosps

Monthly Start

₹599

Coverage Benefits

Vehicle: CarGarages: 4000+
View Details
SBI General

Drive Safe 12

SBI General

Expert Pick

Settlement Ratio

97.7%

Network Size

10k+ Hosps

Monthly Start

₹599

Coverage Benefits

Vehicle: BikeGarages: 4100+
View Details
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