Credit Cards head-to-head
Regalia First vs Millennia Visa
A visual, side-by-side research view. Figures come from provider documents and are dated on each product page.
Scoreboard
Longer bar = stronger on that metric. Not enough shared data to score.
Regalia FirstMillennia Visa
Annual feeLower is better
Regalia First
Millennia Visa
Joining feeLower is better
Regalia First
Millennia Visa
Forex markupLower is better
Regalia First
Millennia Visa
Domestic loungesHigher is better
Regalia First
Millennia Visa
International loungesHigher is better
Regalia First
Millennia Visa
Min. credit scoreLower is better
Regalia First
Millennia Visa
Full specification table
| Parameter | Regalia First | Millennia Visa |
|---|---|---|
| ProviderSAME | HDFC Bank | HDFC Bank |
| Joining feeSAME | ₹1,000 | ₹1,000 |
| Annual feeSAME | ₹1,000 | ₹1,000 |
| Reward rate | 1.0% - 3.0% | 0.05 |
| Domestic lounge visitsSAME | 4 | 4 |
| International lounge visitsSAME | 0 | 0 |
| Forex markupSAME | 3.50% | 3.50% |
| Minimum monthly incomeSAME | ₹25,000 | ₹25,000 |
| Minimum credit scoreSAME | 700 | 700 |
MoneyMust is an independent research platform, not a broker or advisor. This comparison is published for education; verify current terms with the provider before applying.
Keep researching
CategoryCompare all credit cardsCalculatorEMI CalculatorCalculatorLoan EMI vs SIP CompensatorGuideHow Credit Scores Actually Work in IndiaFAQsCredit Card FAQs — Fees, Rewards & Eligibility in IndiaGlossaryWhat is Credit Score?GlossaryWhat is Credit Utilisation Ratio?CompareRun a side-by-side comparison
