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Regalia First vs Millennia Visa

A visual, side-by-side research view. Figures come from provider documents and are dated on each product page.

HDFC Bank

Regalia First

0/0Metrics led
Full details
HDFC Bank

Millennia Visa

0/0Metrics led
Full details
VS

Scoreboard

Longer bar = stronger on that metric. Not enough shared data to score.

Regalia FirstMillennia Visa
Annual feeLower is better
Regalia First
₹1,000
Millennia Visa
₹1,000
Joining feeLower is better
Regalia First
₹1,000
Millennia Visa
₹1,000
Forex markupLower is better
Regalia First
3.50%
Millennia Visa
3.50%
Domestic loungesHigher is better
Regalia First
4
Millennia Visa
4
International loungesHigher is better
Regalia First
0
Millennia Visa
0
Min. credit scoreLower is better
Regalia First
700
Millennia Visa
700

Full specification table

ParameterRegalia FirstMillennia Visa
ProviderSAMEHDFC BankHDFC Bank
Joining feeSAME₹1,000₹1,000
Annual feeSAME₹1,000₹1,000
Reward rate1.0% - 3.0%0.05
Domestic lounge visitsSAME44
International lounge visitsSAME00
Forex markupSAME3.50%3.50%
Minimum monthly incomeSAME₹25,000₹25,000
Minimum credit scoreSAME700700

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