Loans head-to-head
SBI Home Loan vs SBI Home Loan Balance Transfer
A visual, side-by-side research view. Figures come from provider documents and are dated on each product page.
Scoreboard
Longer bar = stronger on that metric. SBI Home Loan Balance Transfer leads on 1 of 1 comparable metrics.
SBI Home LoanSBI Home Loan Balance Transfer
Starting rateLower is better
SBI Home Loan
SBI Home Loan Balance Transfer
Max rateLower is better
SBI Home Loan
SBI Home Loan Balance Transfer
Processing feeLower is better
SBI Home Loan
SBI Home Loan Balance Transfer
Max amountHigher is better
SBI Home Loan
SBI Home Loan Balance Transfer
Max tenure (months)Higher is better
SBI Home Loan
SBI Home Loan Balance Transfer
Min. credit scoreLower is better
SBI Home Loan
SBI Home Loan Balance Transfer
Full specification table
| Parameter | SBI Home Loan | SBI Home Loan Balance Transfer |
|---|---|---|
| ProviderSAME | SBI | SBI |
| Interest rate | 8.40% – 10.15% | 8.40% – 9.45% |
| Loan amount | ₹10,000 – ₹10,00,00,000 | ₹5,00,000 – ₹10,00,00,000 |
| Tenure | 1 – 30 years | 5 – 30 years |
| Processing feeSAME | 0.35% | 0.35% |
| Minimum income | ₹25,000 | ₹30,000 |
| Minimum credit scoreSAME | 700 | 700 |
| Prepayment | Nil charges for floating rate loans | Nil prepayment charges on floating |
Full details: SBI Home LoanFull details: SBI Home Loan Balance TransferAdd more products to compare →
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