MoneyMust Product Factsheet
Generated on 9/20/2026
Verified Financial Information
www.moneymust.in
TATA AIA Life Insurance
Offered by LIC
The Verdict
A solid insuranc option from LIC, offering competitive value for its target segment.
Provider
LIC
MoneyMust Intelligence Score
Scored across value, trust, transparency, popularity and risk using 24+ verified data points.
See full breakdownClaim Ratio
0%
Entry Age
All Ages
Calculated using 24+ data points including fees, settlement ratios, and user sentiment.
Intelligence Engine
Trust & Stability
Verified institutional stability. LIC maintains a high Tier-1 capital ratio and positive regulatory track record.
Value Efficiency
Calculated return-on-fees ratio is in the top 15% of the insurance category. Optimized for long-term growth.
Research Summary
This insuranc is most often researched by individuals with stable financial profiles who prioritize comprehensive features. Research pointer: compare this with 2-3 alternatives in the same category to understand the cost-benefit trade-offs yourself.
Key Benefits & Features
High trust
Pros
Cons
Plan Your Premium
Your Inputs
Cover you need
Income replacement
₹2.25 Cr
Loans and goals
₹70 L
Indicative annual premium
₹43,500
Multiple of income
20.0x
Note: These calculations are indicative based on the insurance parameters. Actual returns may vary based on specific terms and underwriting.
Detailed Eligibility & Criteria
Criterion 1
Entry Age: 18 - 65 years
Criterion 2
Resident Status: Resident Indian
Criterion 3
No major pre-existing conditions (subject to underwriting)
Required Documents
Important Exclusions
Fees & Finance Charges
| Particulars | Charge Amount |
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Fees and charges are subject to revision by the institution. GST at 18% is applicable on all fees and interest components as per Govt. norms.Source: Verified by MoneyMust Research Team from official bank product disclosures (Aug 2026).
Educational Disclaimer
This page is intended for informational and educational purposes only. It is not financial, investment, insurance, legal or tax advice, and it is not an offer or solicitation to buy any product. MoneyMust is an independent research platform and is not an adviser, broker, distributor or agent. Verify current terms with the institution and consult a qualified professional before making a decision.