Agriculture Loan Loans
Benchmark 72 products from 9 lenders. Unbiased interest rate bands and processing fee breakdowns.
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Kisan Credit Card (KCC) Crop Loan
SBI
4.6
"The default working-capital loan for farmers with cultivable land."
Starting Rate
7%
Proc. Fee
0.5%
Max Amount
₹3 L
Pros
4% effective rate with prompt repayment subvention
No processing fee up to Rs 3 lakh
Cons
Land documents mandatory
Bank of Baroda Agriculture Term Loan
Bank of Baroda
4.3
"Suited to long-gestation farm investments like irrigation or plantations."
Starting Rate
8.4%
Proc. Fee
0.5%
Max Amount
₹50 L
Pros
Funds tractors, irrigation and land development
Tenure up to 15 years
Cons
Requires land or asset security