Compare Loans in India — Interest Rates, Fees & Tenure
Visual comparison of Indian personal, home and other loans by starting interest rate, processing fee and tenure, with popular matchups.
Products tracked
72
Providers
9
Average starting interest rate
9.65%
Lowest starting interest rate
7.00%
Lowest starting interest rate
Shorter is cheaper. Ranked on one metric only — compare the full picture before deciding.
Market coverage by provider
- SBI17
- HDFC Bank16
- ICICI Bank13
- Axis Bank10
- Bajaj Finserv10
- LIC2
- Tata Capital2
- Others2
How starting interest rate is spread
Number of products in each range, from 7.00% to 12.00%.
Popular head-to-head comparisons
What to compare in loans
Interest rate range
The starting rate is for the best profiles; your offer depends on income, credit score and employer.
Processing fee
Adds to the real cost of borrowing — compare the effective cost, not just the rate.
Tenure
Longer tenure lowers the EMI but increases the total interest paid.
Prepayment terms
Foreclosure charges affect how cheaply you can close the loan early.
Frequently asked questions
How do I compare two loans fairly?
Compare the total cost over the same amount and tenure, including processing fees, using an EMI calculator.
Why is my offered rate higher than the advertised rate?
Advertised rates are the lowest in the range; lenders price each borrower on credit score, income and risk.
Other comparison guides
MoneyMust is an independent research platform, not a broker or advisor. Rankings use a single published metric for illustration; verify current terms with each provider.